SCN QPN Number Clients

Info for SCN QPN Number Clients

We  of this as this is where all of your mail and credit cards under that SCN will go. This will be used with your date of birth and

DOB your First and last name!

> It is best to obtain a SCN from a different state than your social security l was issued in.

> SSN ADMINISTRATION DOES NOT ISSUE numbers using your DOB ANYMORE. It is based on Geographical area now.

> Always remember what state your SCN was issued out of.

> Memorize your SCN like it's your social security I because this is the it that will be used for credit instead of your social sec. 0.

> Memorize your new address and the county associated with the city of that new address.

> Be familiar with the addresses or 'associated with your tradeline and . . know the county of those cities... . (because creditors will ask questions A \ pertaining to your credit profile to verify identity when applying for credit) .\ You can Google the county of the tradeline cities.

> When applying for credit ALWAYS use your new address associated with the SCN, if your license or ID still contain the old address make sure the creditors do not run it with your SCN because this will merge your old credit profile with the new one (You do not want that to happen because it will destroy the A-1 credit you worked so hard to attain.

Just tell the creditors that you did not update your address on your ID and or you have been a victim of fraud under that old address (many people have been and not know it).

> Start off applying for department in-store credit cards (Obtain at least 3 to 5 in-store credit Cards) before applying for larger credit such as car loans. (NOTE: creditors like to see over $60,000 placed in the annual income section when applying).

The small credit will help push your information throughout the 3 credit bureaus. lt this is not done in that order.

you will have issues when applying for larger credit!!! Stay away from online credit, they are difficult to secure even with excellent credit. Try places such as: Belk's, Macy's, Furniture Stores, Best Buy. Target. Walmart, JCPenney. Jewelry Stores. Tire Shops. Lowes etc. Do not apply for Sears, they are difficult to obtain and they only give

small credit limits.

> Creditors will ask question pertaining to your credit report... Know what types of tradelines are on your credit profile. Remember if you have only authorized user tradelines and no primaries. you have no installment loans!!!

Thus. the answer to all of those questions pertaining to installment loans are either no or none 01 the above!!! If you have primaries be familiar with them and the company that they are affiliated with.

> Do not use the same contact number when applying for credit because the other address is attached to that phone number. This will merge your credit profiles!

> Do not attempt to refinance anything that was purchased under your social sec. 0 with the SCN. no matter how great the rates look, because this will also merge your credit profiles together and will be denied credit.

> Most importantly never allow anyone to run your old address or any information other than the information you provided them with...lt is illegal for someone to use information you did not provide them with for credit check.